Are you facing some urgent financial needs and want a higher amount to do the needful? You can now apply for an instant loan such as the personal loan in India and fulfil your immediate needs and aspirations.
If you have the required creditworthiness, reputed lenders can offer you up to Rs. 25 lakhs at a reasonable interest rate along with many more benefits. However, if you are not applying for it considering many formalities, then here is a way out.
Nowadays, renowned financial institutions offer the facility of a finance app. You can download a loan app of your lender and apply for an instant loan and do more.Here is a quick post showcasing some benefits of a personal loan along with some perks of applying for it via a finance app. Learn more!
Quick instant loan advantages:
• Get up to Rs. 25 lakhs- No matter what your needs be, you can easily avail up to Rs. 25 lakhs at a competitive interest rate. If you have maintained a robust CIBIL Score, income and repayment record, then you will find no issues in getting the approval.
• 5 minutes approval- After filling the online personal loan application form, you can get the loan approval in 5 minutes.
• 24 hours disbursal of loan amount- After you have grabbed loan approval, it takes only up to 24 hours for loan money disbursement.
• Flexible tenor- You can also stretch your loan tenor to repay it over a longer duration and in smaller EMIs. As a result, you can expand your loan amount over a tenor of 12 and 60 months.
• Flexi loan feature- Flexi loan feature lets you pay only interest on EMI on utilized amount out of your total loan limit. This way, you can save up to 45.0% on your EMI payments. The rest of loan money gets adjusted after end of loan tenor.
Benefits of applying for an instant loan via finance app:
• Viewing your current and previous loan accounts made possible- Some of the best loan apps in India, such as the Bajaj Finserv App, make it best possible to track progress and view details of all active and earlier loan accounts.
• Paying EMIs and other payments are easy- The payment of instant loan EMIs and prepayment are allowed on a finance app. Even if you plan to foreclose loan account before its scheduled tenor, it can be done on your online loan app.
• Make the most of the pre-approved loan offers- Lenders provide selective customers with some exclusive pre-approved loan offer to help them apply for a loan without facing too many formalities. Accessing your special pre-approved loan offers is now possible via a finance app.
• Raise a request for any issues or complaints- When you have an active instant loan account, you may have some issues regarding it. You don’t need to run to your lender to log a complaint. You can simply raise a request for all such issues on a finance app right on your smartphone 24/7. You can also track its status and detailed description of all earlier logs as well.
You are now aware of utilizing the benefits of applying for an instant personal loan via a finance app. If you are a loan customer, it is the time to download loan app and start enjoying all discussed advantages quickly.